LOAN APPLICATION - General Information * indicates required field
 
Married Applicants may apply for a separate account. Check the appropriate box to indicate Individual Credit or Joint Credit.
   Individual Credit: Complete Applicant section. Complete Co-Applicant, Spouse (referred to as "Other") section:
        (1) about your spouse if you live in a community property state (AK, AZ, CA, ID, LA, NM, TX, WA, WI), or
        (2) if your spouse will use the Account. Please check box to indicate whom the information is about.
   Joint Credit: Each Applicant must individually complete the appropriate section on the following pages.
If Co-Borrower is spouse of the Applicant, mark this box,  
Amount Requested $ *     Purpose*   
Please indicate the type of loan for which you wish to apply:
Type of Loan *
Applicant Information
First Name*  Last Name* 
Account Number
Social Security Number*   (ex: 123456789)
Date of Birth* (mm/dd/yyyy)
Home Phone* (ex: 4085313000)
Bussiness Phone  (ex: 4085313000)  Ext.  
Address* Street #       Street name            Type     Unit
       
City*   State*    Zip code*  
Rent or Own*   Years at this address*   years
Previous Address
(If less than 2 years at current address)
Previous City   State    Zip code  
Marital Status*  (Complete for joint credit, secured credit or if you live in a community property state)
 
Employment Information
Name of Employer*
Employer Address*
City, State, Zip*
Your Title/Grade*
Date of Hire* (mm/dd/yyyy)  Hours at Work   If self employed  ,Type of Business 
Previous Employer Name
Previous Employer Address (Street, City, State, Zip)
Start Date (mm/dd/yyyy)  End Date 
 
Income Information
Notice: Alimony, child support or separate maintenance income need not be revealed if you do not choose to have it considered.
Gross Monthly Income from employment*   Other Monthly Income    Source  
    Other Monthly Income    Source  
 
References
Nearest Relative not living with you   Relationship  
Relative's Address
Phone Number (ex: 4085313000)
 
Assets/Property
This section must be completed for the property which will be given as security, if applicable.
LIST EVERY LIEN AGAINST YOUR HOME
A lien is a legal claim filed against property as security for payment of a debt. Liens include mortgages, deeds of trust, land contracts, judgments and past due taxes.
First Mortgage Held by   Amount Owed  $ Market Value $
Other Liens (Describe)   Amount Owed  $
* Is the property described in this section:  Your principal dwelling?
* Listed as the applicant's address in the 'Applicant Information' section?
* Is anyone other than your spouse a part owner of your home?
 
Debts
In addition to Rent/Mortgage list all other debts (for example, auto loans, credit cards, second mortgage, home assoc. dues, alimony , child support, child care, medical, utilities, auto insurance, IRS liabilities, etc.) Please use a separate line for each credit card and auto loan.
Type (Rent/Mortgage)   Creditor Name & Address   Account #   Original Balance   Present Balance   Monthly Payment Past Due
 Rent Mortgage       $   $   $  
      $   $   $  
      $   $   $  
      $   $   $  
      $   $   $  
      $   $   $  
      $   $   $  
      $   $   $  
      $   $   $  
      $   $   $  
 
Financial Information
If a "Yes" answer is given to a question, explain below
* Do you have any outstanding judgments? 
* Have you ever filed bankruptcy or had debt adjustment plan confirmed under chapter 13? 
* Have you had property forclosed upon or given a deed in lieu of foreclosure in the last 7 years? 
* Are you a party in a lawsuit? 
* Are you other than a U.S citizen or permanent resident alien? 
* Is your income likely to decline in the next two years? 
* Are you a co-maker or co-signer or guarantor on any loan not listed above? 
Comments (100 char limit):
 
Information For Government Monitoring Purposes
The following information is requested by the Federal Government for certain types of loans related to a dwelling, in order to monitor the lender's compliance with equal credit opportunity, fair housing and home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. The law provides that a Lender may discriminate neither on the basis of this information, nor on whether you choose to furnish it. If you furnish the information, please provide both ethnicity and race. For race, you may check more than one designation. If you do not furnish ethnicity, race, or sex, under Federal regulations, this lender is required to note the information on the basis of visual observation or surname. If you do not wish to furnish the information, please check the box below. (Lender must review the above material to assure that the disclosures satisfy all requirements to wich the lender is subject under applicable state law for the particular type of loan applied for.)
    I do not wish to furnish this information.
  Ethnicity:
  Hispanic or Latino   Not Hispanic or Latino
  Race:
  American Indian or Alaska Native
  Asian
  Black or African American
  Native Hawaiian or Other Pacific Islander
  White
  Sex:
  Female   Male
Co-applicant Information * indicates required field
First Name*  Last Name* 
Account Number
Social Security Number*   (ex: 123456789)
Date of Birth* (mm/dd/yyyy)
Home Phone* (ex: 4085313000)
Bussiness Phone  (ex: 4085313000)  Ext.  
Address* Street #       Street name            Type     Unit
       
City*   State*    Zip code*  
Rent or Own*   Years at this address*   years
Previous Address (If less than 2 years at current address)
Previous City   State    Zip code  
Marital Status*  (Complete for joint credit, secured credit or if you live in a community property state)
 
Employment Information
Name of Employer*
Employer Address*
City, State, Zip*
Your Title/Grade*
Date of Hire* (mm/dd/yyyy)  Hours at Work   If self employed  ,Type of Business 
Previous Employer Name
Previous Employer Address (Street, City, State, Zip
Start Date (mm/dd/yyyy)  End Date 
 
Income Information
Notice: Alimony, child support or separate maintenance income need not be revealed if you do not choose to have it considered.
Gross Monthly Income from employment*   Other Monthly Income    Source  
    Other Monthly Income    Source  
 
References
Nearest Relative not living with you   Relationship  
Relative's Address
Phone Number (ex: 4085313000)
 
Debts
In addition to Rent/Mortgage list all other debts (for example, auto loans, credit cards, second mortgage, home assoc. dues, alimony , child support, child care, medical, utilities, auto insurance, IRS liabilities, etc.) Please use a separate line for each credit card and auto loan.
Type (Rent/Mortgage)   Creditor Name & Address   Account #   Original Balance   Present Balance   Monthly Payment Past Due
      $   $   $  
      $   $   $  
      $   $   $  
      $   $   $  
      $   $   $  
      $   $   $  
      $   $   $  
      $   $   $  
      $   $   $  
      $   $   $  
 
Financial Information
If a "Yes" answer is given to a question, explain below
* Do you have any outstanding judgments? 
* Have you ever filed bankruptcy or had debt adjustment plan confirmed under chapter 13? 
* Have you had property forclosed upon or given a deed in lieu of foreclosure in the last 7 years? 
* Are you a party in a lawsuit? 
* Are you other than a U.S citizen or permanent resident alien? 
* Is your income likely to decline in the next two years? 
* Are you a co-maker or co-signer or guarantor on any loan not listed above? 
 
You promise that everything you have stated in this application is correct to the best of your knowledge and that the above information is a complete listing of all your debts and obligations. You authorize the credit union to obtain credit reports in connection with this application for credit and for any update, renewal or extension of the credit received. If you request, the credit union will tell you the name and address of any credit bureau from which it received a credit report on you. You understand that it is a crime to willfully and deliberately provide incomplete or incorrect information in this application. If there are any important changes, you will notify us in writing immediately. You also agree to notify us of any change in your name, address or employment within a reasonable time thereafter.

NMLSR ID NUMBER: 458544
 
Information For Government Monitoring Purposes
The following information is requested by the Federal Government for certain types of loans related to a dwelling, in order to monitor the lender's compliance with equal credit opportunity, fair housing and home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. The law provides that a Lender may discriminate neither on the basis of this information, nor on whether you choose to furnish it. If you furnish the information, please provide both ethnicity and race. For race, you may check more than one designation. If you do not furnish ethnicity, race, or sex, under Federal regulations, this lender is required to note the information on the basis of visual observation or surname. If you do not wish to furnish the information, please check the box below. (Lender must review the above material to assure that the disclosures satisfy all requirements to wich the lender is subject under applicable state law for the particular type of loan applied for.)
    I do not wish to furnish this information.
  Ethnicity:
  Hispanic or Latino   Not Hispanic or Latino
  Race:
  American Indian or Alaska Native
  Asian
  Black or African American
  Native Hawaiian or Other Pacific Islander
  White
  Sex:
  Female   Male
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